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You are ONLY encrypting your data between your house and the VPN service. From the VPN service to the ultimate destination, it is traveling over the internet just like everyone else. If you are using SSL (Secure Socket Layer), such as connecting to a Bank, then that is encrypted from your computer to the Bank, but if you are just surfing regular web sites, nothing is encrypted between your VPN server and the web site.
TunnelBear has an amazing app for Mac. With its 256-bit encryption, you can stay safe from hackers and snoopers. The interface is extremely easy to use, so it's the perfect beginner VPN. You also get 1.5GB of data each month (you just need to tweet about them). Jan 16, 2018 - Mac users can still be tracked online, and using a VPN service for Mac. In this case, you do get what you pay for, and it's only a few dollars a.
Using a VPN service when in a public WiFi hotspot makes sense. And if you are trying to access country specific web sites then having a VPN server in that country can be useful.
But unless you have something against your ISP, and do not trust them, then it does not make much sense to VPN from home.
If you you need end-to-end encryption between your home and a specific destination, then try using https://destination.web.site and see if that works to keep your data encypted, or establish some other end-to-end encryption with the destination site. The VPN is not going to do that for you.